Home National Bank Logo Image: Collage of Family Oriented Photos
 
 
Spacer Image Spacer Image Spacer Image
May 14, 2008
Online Banking Login
Spacer Image Spacer Image Spacer Image
Arrow Bullet Coming Soon!

Our 5th Arizona Office, Deer Valley Rd at 19th Avenue opens September 2007.
  Check our Locations and Hours
 
Spacer Image
 
Spacer Image

Cancellation Policy
A deposit is required upon reservation to secure your place on any Heritage Club trip. If you are making your reservation by telephone, you have three working days to submit your deposit. Should it be necessary to cancel before any trip, we request as much notice as possible. A refund of your deposit, in full or in part, will be made if you cancel prior to the final payment date if:

  1. There is a waiting list of members and we can fill your vacancy;
  2. There are no cancellation penalties charged by our vendors.

If you cancel after the final payment due date, any refund will be determined by the vendors and their penalty policies. If there is not a waiting list for the trip, it is your responsibility to resell your tickets. We have very few cancellations and do appreciate your help and willingness to be available from a waiting list. Extended trips feature cancellation insurance, which we highly recommend.

Health Policy
The Heritage Club is constantly concerned for the well being of all club members. A particular scheduled Heritage Club trip may be physically enduring or detrimental to a member’s health and stamina, therefore, impending the speed and quality of the activity. We reserve the right to determine the ability of any member to participate in any club activity. To best serve all our customers, a member’s participation is conditioned upon acceptance of this policy.

   
  Top of Page
   
 
 
Spacer Image
Member FDIC & Equal Housing Lender Logos
Applications LinkCalculators LinkPrivacy Policy LinkHome