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Mortgage Loans at Home National Bank are available at competitive
interest rates and affordable terms. We offer mortgage loans
for:
- New Home Purchase
- Refinancing
- Home Improvement
- Construction
- FHA
- VA
- 2nd Mortgages
- Debt Consolidation
- Home Equity Lines of Credit
- Real Estate Investment Property
Apply Online
For more
information about Loans at Home National Bank, contact
us, call
us toll free at 877.811.4663 or stop by the branch
location nearest you and talk with a Home National Bank
Loan Officer.
When you're ready for a mortgage loan, you don't want to have to
wait through a long application process. To help speed up the
time it takes to prepare your application, here's a checklist
of information you should bring with you when you meet with your
Home National Bank loan originator to fill out your application.
- Purchase agreement - legible, signed copy. Include
copy of earnest money check if possible.
- Paycheck stubs - covering the past 30 days. Must be typed or computer
generated, and include your name or social security number,
year-to-date earnings and employer's name.
- W-2 Forms - from all employers for the last two years. Copies must
be legible.
- Retirement, social security, support,
alimony - copies of award
letters, checks and court support ledgers are acceptable proof
of income.
- Bank statements - statements for the past three months from each
bank where you have an account.
- Stocks and bonds - proof of ownership and value.
- List of all creditors - addresses, account numbers, monthly payments
and balances owed.
- Verification of mortgage or rent - canceled checks for last 12
months, or last year-end account statement plus canceled checks
for elapsed months since statement was issued.
- Divorce decrees - legible copies
- Certificate of eligibility or DD 214
- VA loans only
- Signed federal tax returns (past two
years) - only necessary if
you depend on non-salary income, are self-employed or own rental
properties.
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