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Mortgage Loan Information
Mortgage Loans at Home National Bank are available at competitive interest rates and affordable terms. We offer mortgage loans for:
- New Home Purchase
- Refinancing
- Home Improvement
- Construction
- FHA
- VA
- 2nd Mortgages
- Debt Consolidation
- Home Equity Lines of Credit
- Real Estate Investment Property
Apply Online
For more information about Loans at Home National Bank, contact us, call us toll free at 877.811.4663 or stop by the branch location nearest you and talk with a Home National Bank Loan Officer.
When you're ready for a mortgage loan, you don't want to have to wait through a long application process. To help speed up the time it takes to prepare your application, here's a checklist of information you should bring with you when you meet with your Home National Bank loan originator to fill out your application.
- Purchase agreement - legible, signed copy. Include copy of earnest money check if possible.
- Paycheck stubs - covering the past 30 days. Must be typed or computer generated, and include your name or social security number, year-to-date earnings and employer's name.
- W-2 Forms - from all employers for the last two years. Copies must be legible.
- Retirement, social security, support, alimony - copies of award letters, checks and court support ledgers are acceptable proof of income.
- Bank statements - statements for the past three months from each bank where you have an account.
- Stocks and bonds - proof of ownership and value.
- List of all creditors - addresses, account numbers, monthly payments and balances owed.
- Verification of mortgage or rent - canceled checks for last 12 months, or last year-end account statement plus canceled checks for elapsed months since statement was issued.
- Divorce decrees - legible copies
- Certificate of eligibility or DD 214- VA loans only
- Signed federal tax returns (past two years) - only necessary if you depend on non-salary income, are self-employed or own rental properties.
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